The countdown has begun at our house, how about yours?
We have a Christmas Blackboard on our fridge and each morning the kids take turns writing how many days til Christmas are left. I can not believe how close it is!! I absolutely LOVE the holidays. Coming from a family of 9 kids, this is the one time of year where we can all get caught up and spend quality time. I also LOVE giving gifts. I just love it! So how do I budget for SO many people? I have 4 kids, 8 siblings, almost all are married w/ children and then there is hubby’s family. I start scouring sale ads right after Halloween. Now, I actually pick up little things here & there through the year. But I buckle down right after Halloween. I can’t always afford things when I see them, so I highly suggest putting your big (or small) items on Layaway. Since most Layaway contracts are eight weeks long, this is the ideal time to shop now and pay over time. You don’t want your wallet to go into shock on November 29th, do you?
kmart has an amazing Layaway program. Whether you have one or 100 items , you can Layaway almost everything on your list without paying a service fee through 11/23. Plus, you can pay in store, online or using a mobile phone. Eight or 12 weeks later (depending on your contract) pick up your items and you’re good to go! Bonus: After you figure out how easy it is, you can Layaway all year round at Kmart!!!!
Many of us are watching our spending. If you’re having trouble staying afloat while keeping those bills paid, Layaway is a must. Not only will you avoid ‘wallet shock,’ you’ll keep your pre-holiday peace of mind.